Is such a thing possible?

As me and my Wife are planning for a house, one of the real facts about credit cards hit me, variable interest rate. I had a credit card holding my debt from my college years sitting there I was making about twice the minimum payment and had never been late. One day I notice my interest rate sky rocketed .. I was a bit shock and when I called for an explanation they didn't have one besides, we just decided to do it. I've been with the company for over 3 years, I was pissed

So now we are working on budget, one that will by off the debt I've been ignoring. What sucks is we have gotten away from credit cards completely about 1 1/2 years ago, but never focused on paying them off. Now we need to and doing so will defiantly help us out in the long run. It is just going to be a long bumpy road until then.

We've created a budget, and we were realistic with it, we left in money for a dinner every now and again, for this or that. But we have cut out are cleaning lady, we are going to cut back on our satellite subscription, along with other things we can think of down the road. Hopefully in 6 months time I will be able to report back with favourable conditions.